The main benefit that one can avail with the new service is that of lesser delay in booking tickets as customers won’t have to face any payment gateway failures.

The two facilities for payment of e-tickets are through ePaylater (powered by Arthashastra Fintech Pvt Ltd) and Pay-On-Delivery (Powered by Anduril Technologies.

How to book Tatkal ticket using ePayLater

1. Log in to IRCTC account
2. Enter journey details
3. On the Payment page, choose the ‘Pay Later’ option
4. When you click on the ‘Pay Later’ option, you will be redirected to the ePayLater website where you need to login to your ePayLater and confirm your booking amount

The ticket charges need to be paid within 14 days post which the traveller will have to pay an interest charge. You have to pay 3.50 per cent as charges, plus applicable taxes. Also, ePayLater is currently offering bookings at zero per cent transaction fee.


Failure to make payment within 14 days will lead to levy of penal interest at the rate of 36 per cent per annum and may also lead to cancellation of your ticket and/or user account deactivation.​

When emergencies call and most other modes of transport burn a hole in your pocket, most Indians come right back to the humble Railways.

In situations like these, one cannot thank the Indian Railways enough for establishing its Tatkal train ticket booking scheme running since 1997, which underwent changes including booking timings in 2015. With over 1.3 lakhs Tatkal transactions processed by IRCTC every single day, most of the tickets go off within minutes after the Tatkal quota/window opens.

IRCTC has an online portal for booking of train tickets, has come up with a new policy called the ‘Book Now, Pay Later’ service for tatkal tickets. The tatkal reservation facility allows people to make emergency reservations to undertake a train journey on short notice.


Tatkal bookings for AC and non-AC begins at 10:00 am and 11:00 am respectively, a day in advance of the actual journey. Tatkal booking allows no concession.

IRCTC with EPaylater helps to book emergency tickets and pay later.